When it comes to buying a home and considering mortgage rates, there are a few key points to keep in mind: 1. Impact on Affordability: Mortgage rates have a significant impact on the overall cost of borrowing money to purchase a home. Lower mortgage rates generally mean Continue Reading
The Top 5 Reasons you need a Realtor when Buying a Home.
You may have heard headlines in the news lately about agents in the real estate industry and discussions about their commissions. And if you’re following along, it can be pretty confusing. But here’s the thing you really need to know – expert advice from a trusted real Continue Reading
Top 5 Reasons to Hire a Realtor when Buying a Home…
Hiring a real estate agent when buying a home can offer numerous benefits and make the home buying process smoother and more successful. Here are the top five reasons to consider hiring an agent when buying a home: 1. Expertise and Guidance: Real estate agents are Continue Reading
How Is the Housing Market Right Now? 2024 Trends to Watch
n 2023, the U.S. housing market experienced a dramatic slowdown, with soaring mortgage rates driving home sales to their lowest point in almost three decades. The year was also marked by extremely limited housing inventory and rising inflation, making affordability an Continue Reading
What’s the Latest on Mortgage Rates?
The relationship between inflation, Federal Reserve monetary policy, and mortgage rates is complex and influenced by various factors. Here's a breakdown of how these elements can interplay: 1. **Inflation and Mortgage Rates**: Inflation refers to the rate at which the Continue Reading
Mortgage rates, Affordable Home Prices and Inventory are Key Factors that can influence buyers’ decision to purchase a home.
Certainly, mortgage rates, affordable home prices, and inventory are key factors that can influence buyers' decisions to pause their homebuying plans. Here's a breakdown of how each of these factors can impact buyers: 1. **Mortgage Rates**: High mortgage rates can make Continue Reading
Home equity can be a significant source of wealth for retirees
Yes, home equity can indeed be a significant source of wealth for retirees. Retirees who have paid off their mortgages or have substantial equity in their homes may choose to tap into this wealth in various ways to support their retirement lifestyle or cover unexpected Continue Reading
Getting Pre-Approved for a mortgage?
Getting pre-approved for a mortgage is an important first step in the home buying process. Here's a guide to help you understand the process and its benefits: What is Mortgage Pre-Approval? Mortgage pre-approval is an evaluation by a lender that determines if you Continue Reading
Things to do if your own house didn’t sell…
If your house didn't sell, there are several factors to consider and steps you can take to improve your chances of a successful sale. Here are some things to consider: 1. **Price**: The most common reason a house doesn't sell is that it's priced too high. Consider Continue Reading
No matter how you slice it, Buying or Selling a home is a big decision.
Expert advice can play a crucial role in the process of buying or selling a home. Here are some reasons why seeking the guidance of real estate professionals can be powerful: 1. **Market Knowledge**: Real estate agents have a deep understanding of the local housing Continue Reading
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